Sallie Mae Smart Option Loan®

Now you can pay for college the smart way with three great repayment options and competitive interest rates!


The Smart Option Student Loan features and benefits: 

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility 
  •  No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management
  • The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.