All STAR checking accounts include:

• First order of basic checks is free
• Unlimited check writing
• No per-check charges
• Overdraft protection from savings 
• NCUA insured up to $250,000

With the exception of our Teen Checking Account, members must be 18 years old to open an account and are subject to Chex Systems verification. 

* To enroll in Online Bill Pay you must be enrolled in Online Banking. eClassic Bill Pay is $1.00 a month with paper statements, free with eStatements.  ePlus Bill Pay is $2 a month with eStatements or $3 with paper statement.

** Unlimited Free use of STAR ATMs. At other ATMs with a Co-Op Logo, the first four transactions in a one month period are free. A $1.00 fee will be charged for each transaction thereafter for that month. ATM transactions other than Co-Op or STAR may be subject to a surcharge by the owner of the ATM and count toward your four transactions per month. The dollar amount withdrawn daily from an ATM is limited to $310 for your protection.

*** Automatic Transactions: Includes Direct Deposit, Payroll Deduction, Automated transfers between STAR Accounts and STAR Loans.

#You will be charged access rated depending on your carrier.  Web access is needed to use Mobile Banking.  Check with your service provider for details on specific fees and charges.