Need to Bring Your Financial Life Back Into Focus?

Take control of your finances by reducing your bills to one low-interest monthly payment using any of our three smart debt consolidation options.

1. Put your home to work for you with a Home Equity Line of Credit.
Borrow up to 80% of the equity in your home to pay off some or all of your current balances and enjoy one low monthly payment. Plus, your interest may be tax deductible, so you could save even more!

2. Get on the road to financial freedom.
Lowering your car payment by refinancing your auto loan is an obvious first step to saving money. But did you know it can also help you pay down your overall debt? If the market value of your car is greater than the outstanding balance on your loan, you may be able to borrow the difference to pay off other balances.

Another option for those who own their vehicles free and clear is to use the equity toward an auto secured loan. Borrow up to 80% of your vehicle's Kelley Blue Book value and drive away debt.

3. May the best card win.
Read the fine print. Transferring balances to so-called 0% interest credit cards will most likely cost you more in the end. A better choice for consolidating debt is STAR Community Credit Union’s credit card with no annual fee, no balance transfer fees, and a low interest rate that results in low monthly payments—that stay low.

We're here for you.
Don't see an option that works for you? Alternatives may be available. Contact our Loan Department at (530) 895-1947 ext. 216 or 221 and we'll do our best to come up with a solution that meets your needs.