Fee Schedule

General Fees & Charges

Fee TypeFee
Account Reconciliation/Research (Minimum of 1 hour) $25.00/hour
Bad Address - Charged Annually $10.00
Copies / Faxes - Per Page $1.00
Non-sufficient Funds (NSF) Fees- Daily maximum $125.00. If we determine your account is overdrawn by a total less than $10.00 we do not charge this fee. $25.00
Account Statement Printout $2.00
Deposited Items Returned $15.00
Escheat Notice (for Dormant Account) $2.00
Extended Overdraft Fee-If we determine that your account has a negative balance for nine (9) consecutive days, you will receive an additional Extended Overdrawn Balance charge of $25.00 on the tenth (10) day. $25.00
Order to Withold (Levy) $30.00
Paper Statements Monthly Fee $2.00
Mobile Deposit Adjustment $5.00
Notary Fee: Credit Union Documents No Charge
Notary Fee: All Other Documents $10 per signature
Official Check (3 free per year) $5.00
Official Check Stop Payment-Certain conditions apply $15.00
Special Postage Cost of Postage
Stop Payment $20.00
Telephone Transfer (Non automated) Tranfers to loan payments are excluded $5.00
Wire Transfer - Domestic $25.00
Wire Transfer - International $35.00
Wire Transfer - Incoming $10.00


Fee TypeFee
Membership Fee - Personal (one-time fee) $2.00
Membership Fee - Business (one-time fee) $15.00
Account closure within 90 days of opening $20.00
Excessive Withdrawal Fee (over 6 per month) $2.00

Checking Fees & Charges

Fee TypeFee
Check Copies (one free per month) $5.00
Check Order Varies on Style and Quantity
Overdraft Transfer from Savings $4.00
Temporary Checks - (First 4 free per visit) $4.00 per 4
Premier Share Draft - If balance falls below $2,500.00 $15.00 per month
eChecking Account - If balance falls below $2,500.00 $25.00 per month

ATM / VISA Debit Card

Fee TypeFee
ATM Deposit Adjustment $5.00
ATM Transaction - (Co-Op Network) No Fee
ATM Transaction-(Out of Network) $1.00
Empty Envelope $15.00
Member Selected PIN $3.00
PIN Mailer $2.00
Replacement Card $5.00

Loans and Visa Credit Cards

Fee TypeFee
Credit Report Fee (per applicant) $5.00
VISA Late Charge (after 5 days) $7.00
Cash Advance STAR CCU VISA Card 4% of amount requested
Cash Advance Other VISA-members only $25.00
Credit Card Replacement $5.00
Subordination Fee $75.00
Other fees may apply depending on loan type.

Individual Retirement Account (IRA)

Fee TypeFee
Annual Maintenance Fee $10.00
IRA Closing Fee $25.00

Health Savings Accounts

Fee TypeFee
Monthly Fee $2.00
Account closure $25.00

Bill Pay

Fee TypeFee
OneClick Free
90 Day Inactivity Fee. Bill Pay will be deactivated after 180 days of inactivity. $5.00

Travel Cards

Fee TypeFee
Travel Card Purchase $9.95
Companion Card $2.95
Lost/Stolen Replacement $5.00
Reload $2.95
Monthly Inactivity Fee-greater than 12 months $2.95
ATM Withdrawal (Domestic) $1.50
ATM Withdrawal (International) $3.00
ATM Balance Inquiry (Domestic/International) $.50
POS Purchase w/PIN (Domestic/International $.50
Over-the-Counter Cash Withdrawal $5.00

Currency Conversion and International Transactions: When you use any of your Visa cards at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount.  Visa USA charges us a .8% International Service Assessment (ISA Fee) on all international transactions, regardless of whether there is a currency conversion. If there is a currency conversion, the ISA is 1%.  In either case, we pass this ISA fee on to you.  An International Transaction is a transaction where the country of the merchant is outside the USA.

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