Fee Schedule
General Fees & Charges
| Fee Type | Fee |
|---|
| Account Reconciliation/Research (Minimum of 1 hour) |
$25.00/hour |
| Bad Address - Charged Annually |
$10.00 |
| Copies / Faxes - Per Page |
$1.00 |
| Non-sufficient Funds (NSF) Fees- Daily maximum $125.00. If we determine your account is overdrawn by a total less than $10.00 we do not charge this fee. |
$25.00 |
| Account Statement Printout |
$2.00 |
| Deposited Items Returned |
$15.00 |
| Escheat Notice (for Dormant Account) |
$2.00 |
| Extended Overdraft Fee-If we determine that your account has a negative balance for nine (9) consecutive days, you will receive an additional Extended Overdrawn Balance charge of $25.00 on the tenth (10) day. |
$25.00 |
| Order to Withold (Levy) |
$30.00 |
| Paper Statements Monthly Fee |
$2.00 |
| Notary Fee: Credit Union Documents |
No Charge |
| Notary Fee: All Other Documents |
$10 per signature |
| Official Check |
$5.00 |
| Official Check Stop Payment-Certain conditions apply |
$15.00 |
| Special Postage |
Cost of Postage |
| Stop Payment |
$20.00 |
| Telephone Transfer (Non automated) Tranfers to loan payments are excluded |
$5.00 |
| Wire Transfer - Domestic |
$25.00 |
| Wire Transfer - International |
$35.00 |
| Wire Transfer - Incoming |
$10.00 |
Savings
| Fee Type | Fee |
|---|
| Membership Fee - Personal (one-time fee) |
$2.00 |
| Membership Fee - Business (one-time fee) |
$15.00 |
| Account closure within 90 days of opening |
$20.00 |
| Excessive Withdrawal Fee (over 6 per month) |
$2.00 |
Checking Fees & Charges
| Fee Type | Fee |
|---|
| Check Copies (one free per month) |
$5.00 |
| Check Order |
Varies on Style and Quantity |
| Overdraft Transfer from Savings |
$4.00 |
| Temporary Checks - (First 4 free per visit) |
$4.00 per 4 |
| Premier Share Draft - If balance falls below $2,500.00 |
$15.00 per month |
| eChecking Account - If balance falls below $2,500.00 |
$25.00 per month |
ATM / VISA Debit Card
| Fee Type | Fee |
|---|
| ATM Deposit Adjustment |
$5.00 |
| ATM Transaction - (four free per month) -Charged if using ATMs we do not own or operate in excess of four. |
$1.00 |
| Empty Envelope |
$15.00 |
| Member Selected PIN |
$3.00 |
| PIN Mailer |
$2.00 |
| Replacement Card |
$5.00 |
Loans and Visa Credit Cards
| Fee Type | Fee |
|---|
| Credit Report Fee (per applicant) |
$5.00 |
| VISA Late Charge |
$7.00 |
| Cash Advance STAR CCU VISA Card |
4% of amount requested |
| Cash Advance Other VISA-members only |
$25.00 |
| Other fees may apply depending on loan type. |
|
Individual Retirement Account (IRA)
| Fee Type | Fee |
|---|
| Annual Fee |
$10.00 |
| IRA Closing Fee |
$25.00 |
Health Savings Accounts
| Fee Type | Fee |
|---|
| Monthly Fee |
$3.00 with Paper Statements |
| Monthly Fee |
$2.00 with eStatements |
| Account closure |
$25.00 |
Bill Pay
| Fee Type | Fee |
|---|
| eClassic |
FREE With eStatements-$1.00 with Paper Statements |
| ePlus |
$2.00 with eStatements-$3.00 with Paper Statements |
| 90 Day Inactivity Fee. Bill Pay will be deactivated after 180 days of inactivity. |
$5.00 |
Travel Cards
| Fee Type | Fee |
|---|
| Travel Card Purchase |
$9.95 |
| Lost/Stolen Replacement |
$5.00 |
| Reload |
$2.95 |
| Monthly Inactivity Fee-greater than 12 months |
$2.95 |
| ATM Withdrawal (Domestic) |
$1.50 |
| ATM Withdrawal (International) |
$3.00 |
| ATM Balance Inquiry (Domestic/International) |
$.50 |
| POS Purchase w/PIN (Domestic/International |
$.50 |
| Over-the-Counter Cash Withdrawal |
$5.00 |
Gift Cards
| Fee Type | Fee |
|---|
| Purchase |
$5.00 |
| Monthly Maintenance-Begins after 12 Months |
$2.50 |
| Lost/Stolen Card Replacement |
$8.00 |
| Inactivity Fee-after 12 months of inactivity |
$4.95 |
Currency Conversion and International Transactions: When you use any of your Visa cards at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. Visa USA charges us a .8% International Service Assessment (ISA Fee) on all international transactions, regardless of whether there is a currency conversion. If there is a currency conversion, the ISA is 1%. In either case, we pass this ISA fee on to you. An International Transaction is a transaction where the country of the merchant is outside the USA.
