Free Checking
Along with the convenient services included with all of our checking accounts, Free Checking offers:
- First order of basic checks is free
- Unlimited check writing with no per-check charges
- Free Online Banking
- Free eClassic Bill Pay with eStatements
- Free VISA Debit Card
- Free Telephone Teller
- Free Mobile Banking*
- One simple monthly account statement available online or via mail
- Overdraft protection from savings
- Access to over 28,000 STAR Community Credit Union and CO-OP® ATMs nationwide
- See the Checking Overview page for additional information.
*You will be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.
Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate, from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
