Home Equity Line of Credit

Consolidate your Debt with a Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because a home is your most valuable asset, many homeowners use home equity credit lines for items, such as education, home improvements, or medical bills.

 

At STAR Community Credit Union we offer:

  • 3.99% APR* Introductory Rate for the first SIX months
  • Prime** plus 1.00% thereafter with a floor rate of 5.00%
  • No Annual Fees
  • No Payoff Penalty
  • Easy Access with Checks and Online Banking
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     Home Projects

     

    How to Apply

    Bring your completed application into our downtown location or fax or mail it to us:

    Fax to:
    530-895-3411
    Attention: Loan Department

    Mail to:
    Loan Department
    STAR Community Credit Union
    550 Salem Street, Chico, CA 95928

     

    *Annual Percentage Rate

    **The Prime Rate Index as published in the Money Rates Table of the Wall Street Journal plus 1.00% with a floor rate of 5.00%.The 3.99% APR* is available one time only and assumes an 80% loan-to-value (LTV). This special Home Equity Line of Credit is a variable rate loan that is subject to change on January 15 and July 15 of each year. Minimum loan amount is $10,000.00. Rates are subject to change and may vary depending on your credit history and other factors.All loans that are funded are subject to a $150.00 flat fee.

     

     

     

     

     

     

     



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