Home Equity Line of Credit

Consolidate your Debt with a Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because a home is your most valuable asset, many homeowners use home equity credit lines for items, such as education, home improvements, or medical bills.


At STAR Community Credit Union we offer:

  • 1.99% APR* Introductory Rate for the first SIX months
  • STAR pays the closing costs up to $250
  • Prime** plus 1.00% thereafter with a floor rate of 5.00%
  • No Annual Fees
  • Easy Access with Checks and Online Banking




     Home Projects


    NMLS ID #
    STAR Community CU 407888
    Megan Littler 1208090
    Kaci Haws 1206810

    *Annual Percentage Rate

    **The Prime Rate Index as published in the Money Rates Table of the Wall Street Journal plus 1.00% with a floor rate of 5.00%.The 1.99% APR* is available one time only and assumes an 80% loan-to-value (LTV). This special Home Equity Line of Credit is a variable rate loan that is subject to change on January 15 and July 15 of each year. Minimum loan amount is $10,000.00. Rates are subject to change and may vary depending on your credit history and other factors. 

    The maximum ANNUAL PERCENTAGE RATE that can apply is 16%. In no event will the ANNUAL PERCENTAGE RATE be less than 5%. The ANNUAL PERCENTAGE RATE will never be increased or decreased in any one year period by more than two percentage point(s) (2%).

     *** An early closure fee of $250.00 will be assessed if the loan is paid and closed within 3 years.


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