Consolidate your Debt with a Home Equity Line of Credit

A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because a home is your most valuable asset, many homeowners use home equity credit lines for items, such as education, home improvements, or medical bills.

At STAR Community Credit Union we offer:

How to Apply

• Home Equity Line of Credit Checklist
• Print the Online Application
• Call (530) 895-1947 to speak with a Loan Officer
• Pick up an application at your local branch

Bring your completed application into our downtown location or fax or mail it to us:

Fax to:
530-895-3411
Attention: Loan Department

Mail to:
Loan Department
STAR Community Credit Union
550 Salem Street, Chico, CA 95928

*Annual Percentage Rate

**The Prime Rate Index as published in the Money Rates Table of the Wall Street Journal plus 1.00% with a floor rate of 5.00%.The 3.99% APR* is available one time only and assumes an 80% loan-to-value (LTV). This special Home Equity Line of Credit is a variable rate loan that is subject to change on January 15 and July 15 of each year. Minimum loan amount is $10,000.00. Rates are subject to change and may vary depending on your credit history and other factors.All loans that are funded are subject to a $150.00 flat fee.