Mechanical Repair Coverage

Mechanical Breakdown Insurance

Why pay for expensive vehicle repairs when you can take advantage of Mechanical Repair Coverage (MRC)? This vehicle warranty is convenient and affordable and can be added to your auto loan.  No matter where you finance your vehicle, as long as it’s less than twelve years old and has no more than 120,000 miles currently on the odometer, you can get MRC coverage from STAR Community Credit Union.

One program for both new and used vehicles with three levels of coverage to choose from depending on vehicle’s equipment. The vehicle’s age and mileage determines how much coverage is available to the member.

 

 

Three levels of coverage.

 

Platinum:

  • Most comprehensive plan for our named exclusion level of coverage. Covers everything on the member's vehicle except five small categories or items.

 

  • Vehicles with 70,000 odometer miles or less and current through twelve model years old.

 

 

Gold:

 

  • Provides coverage for 10 major component groups, and is considered a value-mined plan.  Named component level of coverage.

 

 

  • Vehicles with 100,000 odometer miles or less and current through twelve model years old.

 

Silver:

 

  • Proves coverage for nine major component groups.  A basic yet robust plan.  Named component level of coverage.

 

 

  • Vehicles with 120,000 odometer miles or less and current through twelve model years old.

 

 

 

Several cost options are available to members based on the following:

Vehicle manufacturer/make, model and year    

Choice of months/miles of coverage

Choice of claim deductible

 

Estimated Dealership Retail Repair Cost:

 

• Engine Replacement

$5,000.00

• Transmission Replacement

$3,000.00

• Head Gasket

$1,100.00

• A/C Compressor

$700.00

• Alternator

$550.00

Note: these are cost estimates; actual repair costs will vary.

Our warranty program is hundreds of dollars less than programs offered by most auto manufacturers/dealers and is accepted at any licensed repair facility.   Coverage can be included with the member’s loan, or the member may pay by cash or check.  The program is available to STAR Community Credit Union members through CUNA Mutual Group.

For more details and pricing, please contact our Loan Department, stop by our branch or simply give us a call at 530-895-1947 ext.216 or 221.