Whether you're a first-time car-buyer or you’re interested in a newer, sleeker model, STAR Community Credit Union can help you get the car you want. In fact, we're committed to making your next auto purchase more affordable.

Applying is easy and convenient. We offer loans in person, by phone or online. It only takes a few minutes to complete our convenient online loan application. It's that simple!

At STAR Community Credit Union, we offer:

• Low-rate financing and flexible terms for cars, trucks, SUVs and vans
• Financing up to 100% of Total Purchase Price for qualified borrowers
• Terms from 12 to 72 months
• No early payoff or prepayment penalties
• A .25% discount off the qualified percentage rate for automatic transfer payment or payroll deduction
• A .50% discount off the qualified percentage rate with a minimum of 20% cash Down Payment of the Total Purchase Price
• A .25% discount off the qualified percentage rate for direct deposit into your STAR account
• Optional but highly recommended Guaranteed Asset Protection (GAP) insurance and Mechanical Repair Coverage
• Special members-only auto buying services to help you get the best deal on a new vehicle with little effort on your part!

Additional Services

• Auto Loan Calculator
• Easy Auto Buying Services
• Mechanical Repair Coverage
• Guaranteed Asset Protection (GAP) Insurance

How to Apply

• Print the Online Application—it takes about 10 minutes to complete.
• Call (530) 895-1947 to speak with a Loan Officer
• Email us to request an application be mailed to you
• Pick up an application at your local branch

You may bring your completed application into our downtown location. Or, you can fax or mail it to us:

Fax to:
530-895-3411
Attention: Loan Department

Mail to:
Loan Department
STAR Community Credit Union
550 Salem Street, Chico, CA 95928

View Current Loan Rates