New Auto Loans
Whether you're a first-time car-buyer or you’re interested in a newer, sleeker model, STAR Community Credit Union can help you get the car you want. In fact, we're committed to making your next auto purchase more affordable.
At STAR Community Credit Union, we offer:
- Low-rate financing and flexible terms for cars, trucks, SUVs and vans. View Current Loan Rates
- Financing up to 100% of Total Purchase Price for qualified borrowers
- Terms from 36 to 72 months
- No early payoff or prepayment penalties
- Guaranteed Asset Protection (GAP) Insurance
- Mechanical Repair Coverage
- Loan Calculator
Payment Examples
Shown below are example payments for the different New Vehicle loan terms offered at STAR. Please note that the examples represented below are not necessarily the limit of this product. The APR (Annual Percentate Rate) may change depending on the applicants credit score. Please inquire with STAR for more information at (530) 895-1947.
| New Vehicle | |||||
| Term | Rate (APR) | Amount Financed | Monthly Payment | Total Interest | Total Amount Paid |
| 36 Months | 1.99% | $20,000 | $572.80 | $620.70 | $20,620.70 |
| 48 Months | 1.99% | $20,000 | $433.85 | $824.58 | $20,824.58 |
| 60 Months | 2.49% | $20,000 | $354.90 | $1,293.64 | $21,293.64 |
| 72 Months | 2.49% | $20,000 | $299.37 | $1,554.14 | $21,554.14 |


