All STAR checking accounts include:
- Unlimited check writing
- No per-check charges
- Overdraft protection from savings
- Insured by NCUA up to $250,000
With the exception of our Teen Checking Account, members must be 18 years old to open an account and are subject to Chex Systems verification.
|Teen Checking||Business Checking|
|Minimum Opening Balance||$50||$2,500||$50||$50|
|Minimum Balance to Earn Dividend||N/A||$2,500||N/A||N/A|
|To Avoid Service Charge||N/A||$2,500 min.daily balance||N/A||N/A|
|Online Bill Pay*||
|Visa Debit/ATM Card||Free||Free||Free||Free|
|ATM Access Fees**||
Free at STAR ATM*
|Free at STAR ATM*||Free at STAR ATM*||Free at STAR ATM*|
|Overdraft Protection from
* To enroll in Online Bill Pay you must be enrolled in Online Banking. ePlus Bill Pay is $1.00 a month with paper statements, free with eStatements.
** Unlimited Free use of STAR ATMs. At other ATMs with a Co-Op Logo, the first four transactions in a one month period are free. A $1.00 fee will be charged for each transaction thereafter for that month. ATM transactions other than Co-Op or STAR may be subject to a surcharge by the owner of the ATM and count toward your four transactions per month. The dollar amount withdrawn daily from an ATM is limited to $310 for your protection.
*** Automatic Transactions: Includes Direct Deposit, Payroll Deduction, Automated transfers between STAR Accounts and STAR Loans.
#You will be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.