Fee Schedule

General Fees & Charges

Fee TypeFee
Account Reconciliation/Research (Minimum of 1 hour) $25.00/hour
Account Statement Printout $2.00
Bad Address - Charged Annually $10.00
Copies / Faxes - Per Page $1.00
Deposited Items Returned $15.00
Escheat Notice (for Dormant Account) $2.00
Extended Overdraft Fee-If we determine that your account has a negative balance for nine (9) consecutive days, you will receive an additional Extended Overdrawn Balance charge of $25.00 on the tenth (10) day. $25.00
Mobile Deposit Adjustment $5.00
Non-sufficient Funds (NSF) Fees- Daily maximum $125.00. If we determine your account is overdrawn by a total less than $10.00 we do not charge this fee. $25.00
Notary Fee: Credit Union Documents No Charge
Notary Fee: All Other Documents $10 per signature
Official Check (2 free per year) $5.00
Official Check Stop Payment-Certain conditions apply $15.00
Order to Withold (Levy) $30.00
Paper Statements Monthly Fee $2.00
Special Postage Cost of Postage
Stop Payment $20.00
Telephone Transfer (Non automated) Tranfers to loan payments are excluded $5.00
Wire Transfer - Domestic $25.00
Wire Transfer - International $35.00
Wire Transfer - Incoming $10.00

Savings

Fee TypeFee
Membership Fee - Personal (one-time fee) $2.00
Membership Fee - Business (one-time fee) $15.00
Account closure within 90 days of opening $20.00
Excessive Withdrawal Fee (over 6 per month) $2.00

Checking Fees & Charges

Fee TypeFee
Check Copies (one free per month) $5.00
Check Order Varies on Style and Quantity
Overdraft Transfer from Savings $4.00
Temporary Checks - (First 4 free per visit) $4.00 per 4
Premier Share Draft - If balance falls below $2,500.00 $15.00 per month
eChecking Account - If balance falls below $2,500.00 $25.00 per month

ATM / VISA Debit Card

Fee TypeFee
ATM Deposit Adjustment $5.00
ATM Transaction - (four free per month) -Charged if using ATMs we do not own or operate in excess of four. $1.00
Empty Envelope $15.00
Member Selected PIN $3.00
PIN Mailer $2.00
Replacement Card $5.00

Loans and Visa Credit Cards

Fee TypeFee
Credit Report Fee (per applicant) $5.00
VISA Late Charge (after 5 days) $7.00
Cash Advance STAR CCU VISA Card 4% of amount requested
Cash Advance Other VISA-members only $25.00
Credit Card Replacement $5.00
Subordination Fee $75.00
Other fees may apply depending on loan type.

Individual Retirement Account (IRA)

Fee TypeFee
Annual Maintenance Fee $10.00
IRA Closing Fee $25.00

Health Savings Accounts

Fee TypeFee
Monthly Fee $2.00
Account closure $25.00

Bill Pay

Fee TypeFee
ePlus Free
90 Day Inactivity Fee. Bill Pay will be deactivated after 180 days of inactivity. $5.00

Travel Cards

Fee TypeFee
Travel Card Purchase $9.95
Companion Card $2.95
Lost/Stolen Replacement $5.00
Reload $2.95
Monthly Inactivity Fee-greater than 12 months $2.95
ATM Withdrawal (Domestic) $1.50
ATM Withdrawal (International) $3.00
ATM Balance Inquiry (Domestic/International) $.50
POS Purchase w/PIN (Domestic/International $.50
Over-the-Counter Cash Withdrawal $5.00

Currency Conversion and International Transactions: When you use any of your Visa cards at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount.  Visa USA charges us a .8% International Service Assessment (ISA Fee) on all international transactions, regardless of whether there is a currency conversion. If there is a currency conversion, the ISA is 1%.  In either case, we pass this ISA fee on to you.  An International Transaction is a transaction where the country of the merchant is outside the USA.



Welcome ENLOE Employees

News, Events, Specials

Find an ATM

Surcharge Free Access to 30,000 ATMs
Find an ATM near you